shredding the rules of insurance

Laka uses a people-powered insurance subscription to make insurance fair, not fixed. 

Each months claims are spread amongst a collective of cyclists like you, so your monthly bill varies up to a guaranteed cap.
GET A QUOTE
Bicycle insurance
Choose from our two bicycle insurance cover levels:

PRO:

The ultimate bike insurance

CORE:

Essential insurance for you and your bike

Theft

PRO

CORE

The big one! Bikes, e-bikes, and accessories are covered against theft anywhere in the world. As long as you're using a Sold Secure Gold or Diamond lock.
Third-party Loss

PRO

CORE

Don’t be at loss if an airline or courier loses your bike or gear – you’re covered with Laka.
Legal Assistance

PRO

CORE

Cover for legal costs for pursuing a personal injury case after an accident that wasn't your fault. Be it driver or pothole.
Damage and vandalism

PRO

Whether it’s a traffic accident, race crash, even damage in transit by a third party, you’re covered for accidental damage to your bike and accessories. Someone intentionally breaks your gear? We'll get it fixed or replaced pronto.
Races and Triathlons

PRO

Sportives are a huge part of cycling, so of course we include them in our cover. You’re even covered in transition areas during triathlons. Read the exceptions if you’re racing at professional level.
Emergency Cash

PRO

We include ÂŁ200 to make life easier after an accident or theft. Might be a temporary rental bike or a taxi home if you find yourself stranded somewhere.
Travel for 120 days

PRO

Your gear is covered globally for up to 120 consecutive days. If you’re ever planning to travel for longer than that, let us know and we can look at your options.
Third-party liability

CORE

If you damage someone else’s property or injure them whilst riding your bike.